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when the bottom line is that I am not from the States. May not fit your situation and needs, esp. I would prefer to have more control and choices as to where and when to exchange the money rather than leaving it to the very last minute wasting the precious time which should have been spent on sightseeing looking for an ATM risking having a bad exchange rate and no matter what you are forced to exchange the Euro. In addition, you need to find an ATM in a city you are not familiar with. Who knows what will happen to the exchange rates after three, four months? What if on that particular day when you arrive in Paris USD suddenly drops a lot? The exchange rate might be not as good as taking money from an ATM at Paris at that particular same moment, but it could still be better than the day when you just arrive at Paris, when you have no choice but to exchange the money right from your account. But on a personal vacation, not a big deal ever.) Edited: 6 years agoĪnnette C has got a point, but it is also more flexible when you can monitor the currency exchange market and go to the bank for some Euros when it is cheaper on that day. I personally spent years in international export sales, and this was a critical issue on a daily basis which determined marketing strategies, overhead costs for foreign offices, budget projections, and many other aspects of our business.
#Chase bank euro exchange rate professional#
(Obviously for professional business travelers and expats it can be a consuming issue at times. Exchange rates between banks vary from day to day and indeed even from minute to minute some times, but hardly enough to concern the average tourist.īut again, unless you are a professional currency trader who is dealing in huge sums of exchange on a daily basis (& I have friends who do this as a profession they never seem to sleep and many of them have ulcers and other stress issues), I don't think that worrying about small differences in exchange rates is worth the concern for the amount of cash you may be withdrawing on a short vacation trip. Yes, some US banks do charge fees and some do not depends on the bank and depends on the type/level of your account. I get the same rate whichever of my bank's ATM cards I use.
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